Uninsured Or Underinsured Driver Claim Virginia Beach VA

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2628 Barrett Street | Virginia Beach | Virginia 23452

Contact W. Ware Morrison Law Group today for a FREE consultation with us:

757-425-2590

Contact W. Ware Morrison Law Group today for a FREE consultation with us:

757-425-2590

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VIRGINIA BEACH LAWYERS HELP CAR ACCIDENT VICTIMS

PURSUE UNINSURED AND UNDERINSURED

MOTORIST CLAIMS

Working hard to obtain full and fair compensation on your behalf

Following a serious car crash, the last thing you want to hear is that the other driver didn’t have proper insurance coverage, particularly if your medical bills are mounting and you’re continuing to lose wages. Fortunately, you often still have options. Located in Virginia Beach and serving the Hampton Roads area, the attorneys at the W. Ware Morrison Law Group can help you pursue an uninsured or underinsured driver claim under your own insurance policy. For more than 20 years, we have stood up to insurance companies and helped victims get the money they need to move on with their lives.

Uninsured and underinsured drivers in Virginia

"I am very pleased with Ware Morrison's representation of me both in court and in out of court meetings..."

- Bestoftimes

Uninsured Drivers

Over 40 years of experience on your side

Virginia law requires all registered vehicle owners to carry liability insurance or have enough money to pay for any losses caused by a car accident. To register with the Virginia Department of Motor Vehicles, you must meet minimum liability coverage requirements or pay a $500 uninsured motor vehicle fee. Therefore, it is possible to legally drive an uninsured vehicle. The minimum insurance requirements in Virginia are fairly low. They include:

The benefits of uninsured or underinsured motorist coverage

If you get into an accident with someone who is uninsured or underinsured, your own insurance policy may provide compensation for medical expenses, lost wages and other expenses. Uninsured motorist (UM) coverage obligates your own insurance company to cover your losses if you are involved in an accident with an uninsured driver. The company essentially fulfills the role of the other driver’s insurance company and must honor your claim, up to the policy limits.

 

Underinsured coverage requires your insurance company to pay any portion of your damages that exceeds the limits of the other driver's insurance coverage. For example, if the other driver only carries the minimum coverage of $25,000 for bodily injury and your medical expenses are $40,000, your insurance carrier will cover the additional $15,000.

Even when dealing with your own insurance company, you need the assistance of an experienced personal injury attorney. Adjusters often attempt to devalue your claim and pressure you to settle for less than you deserve. The W. Ware Morrison Law Group understands that medical bills, lost wages and other expenses can put you in severe debt. We zealously advocate on your behalf to achieve the best possible resolution to your claim.

Contact a Virginia Beach accident lawyer today

 

Following an accident with an uninsured or underinsured driver, you need a dedicated and knowledgeable attorney by your side. The W. Ware Morrison Law Group works tirelessly to obtain the compensation you are entitled to. For a free initial consultation, call our office today at 757.401.4378 or contact us online. From our office in Virginia Beach, we serve the communities of Hampton Roads, Norfolk and Chesapeake.

  • Minimum coverage of $25,000 for bodily injury or death of one person

  • Minimum coverage of $50,000 for bodily injury or death of two or more persons

  • Minimum coverage of $20,000 for property damage

Pursuing a claim with your insurance company

Given Virginia’s lax motor vehicle insurance requirements, uninsured and underinsured drivers are quite common. In 2009, 11 percent of Virginia drivers were uninsured, according to the Insurance Research Council.

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